A list of various loan programs available with my lenders

Here is a list of the LOAN programs my Loan Department can assist you with:
- Stated Income Verified Assets- UP TO 60% LTV (Self Employed Only)
- Verification Of Employment ONLY (VOE - NO INCOME, NO 4506T) - UP TO 80%
LTV (Wage Earner or Salary Only)
- Conventional A Paper Loans - UP TO 125% LTV
- Conventional and FHA High Balance Loans - UP TO $729,500
- Jumbo Loans - Up To $3million
- FHA - 580 Minimum FICO Score
- FHA 203K
- VA - 100% LTV
- USDA - 100% LTV - No money down!
- Calpers / Calstar /CalHFA
- Reverse Mortgage
- Hard Money Loans - 65% LTV - No Fico Score Requirement
- Commercial Loans
- Construction Loans - UP TO 80% LTV
- Land / Lot Loans - UP TO 40% LTV
- Rehab Loans - UP TO 55% OF ARV
Please contact me for all your real estate needs.
Thomas Ray,M.S.,Realtor
Call/Text:310-420-1149
Free MLS Search:
www.LAexclusiveProperty.com