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27 September 2008
Todays Rates

Today's Suggested Purchase Contract Rates for a 30 Year Fixed Rate Mortgage $417,000, Down Payment 3%, Interest Rate 6.250%, Points 1 $417,000, Down Payment 10%, Interest Rate 5.875%, Points 1 $417,000, Down Payment 20%, Interest Rate 5.875%, Points Read More...

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Filed under: Finances, Rates, Financials, First Captial Mortgage, Dean Wong, Dave Campbell, FHA loans

 

26 September 2008
4.50% Interest Rates?...Multi-Family Rates very good NOW!!

Interest rates remain low for Multifamily permanent loans. Spreads for Fannie Mae financing have for the most part held steady. For Freddie Mac financing, spreads have fluctuated more, but they have done so within a narrow range. Where spreads have widened, Read More...

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Filed under: Finances, Interest Rates, First Captial Mortgage, Dean Wong, Apartment Buildings, Dave Campbell, FHA loans

 

25 September 2008
What is an FHA loan and why are they HOT???

11/24/2008 FHA Update: -Down payment is now 3.5% (was 3%) -Minimum FICO score is 580 The FHA was created in the ashes of the Great Depression to boost home buying, but over the years its influence waned. Fannie Mae and Freddie Mac took over market share Read More...

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Filed under: Finances, Buyer Information, Home tips, Buyers Market, First Captial Mortgage, Dean Wong, Lenders, Dave Campbell