27 January 2012
Buyers Agent Represents the Seller---Buyer Overpays for Home
An NAR survey indicates that many buyers don't have a clue whom the agents they chose actually represented . In some cases, moreover, their supposed agents may have been working in direct opposition to their interests. Despite laws in most states Read More...
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26 January 2012
New Home Sales Hit Record Low
(RePosted from Yahoo News) Fewer Americans bought new homes in December. The decline made 2011 the worst year for new-home sales on records dating back nearly half a century. The Commerce Department said Thursday new-home sales fell 2.2 percent last month Read More...
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25 January 2012
Neilson Way Townhomes Video New Construction Available Now!! $995-$1.5mil
These are located at 125 Pacific in Santa Monica::Priced from $995k-$1.5mil There are 3 separate, glass & stucco clad structures - a duplex, triplex and four-plex - embrace nine townhomes of two and three bedrooms around a congenial entry just steps Read More...
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Attachment(s):

Neilson Way Condos::New Construction::Santa Monica,CA from thomas ray on Vimeo.

These are new Condos on Neilson Way. The prices start at 995K.

24 January 2012
Condos in Santa Monica::New Construction starting at $995k::Video
These New Condos are at Neilson Way and Pacific. Prices start at $995K. Please call me for a showing: Thomas Ray,MS,Realtor,EBA Cell:310-420-1149 Thomas [AT] LAexclusiveProperty.com Read More...
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Attachment(s):

These are new Condos on Neilson Way. The prices start at 995K.
Please call Thomas Ray, Realtor 310-420-1149

24 January 2012
Exclusive Buyers Agent Advantage to the Buyer:Kimberly Kahl
As the Executive Director of NAEBA, I often get asked, “What is the difference between an exclusive buyers agent and a regular buyers agent?” The answer to that question is relatively simple. An exclusive buyers agent works in a brokerage Read More...
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24 January 2012
All Buyers should read this HUD Booklet attached
HUD Booklet attached Read More...
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Attachment(s):HUD_Settlement-Booklet-January-6-REVISED.pdf
23 January 2012
Exclusive Buyers Agent Video
Ocean Blue Luxury Homes works only with Buyers! 1327 Ocean Ave, Santa Monica,CA 90401 Read More...
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Attachment(s):

This is our company video with Thomas Ray as an Exclusive Buyers Advocate

23 January 2012
Video::Buyers Advantage from Ocean Blue Luxury Homes
We work only with Buyers! Read More...
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Attachment(s):

This is our company video with Thomas Ray as an Exclusive Buyers Advocate

20 January 2012
Mortgage Rates 3.88 percent
The average rate on the 30-year fixed mortgage fell to a record low of 3.88 percent, Freddie Mac said Thursday. That's just below the previous record of 3.89 percent reached one week ago. Read More...
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20 January 2012
Mortgage Lender Questions Regarding the Best Loans:::Dean Wong Lender Q and A
I sat down with my Preferred Lender Dean Wong for some Q&A. Dean can be reached at:(Tell him Thomas Ray referred you from his Blog) Direct: 310.574.7777 See Dean's client reviews on Yelp: http://www.yelp.com/biz/rpm-mortgage-los-angeles-marina-del-rey Read More...
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18 January 2012
New Boutique Brokerage of Luxury Homes in Los Angeles Watch the Video
I have joined a new Brokerage in Santa Monica: http://www.OceanBlueLuxuryHomes.com Please watch our Video about what an Exclusive Buyers Agent does: We are working with Buyers Exclusively which allows us to protect the Buyer's bargaining position. Read More...
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18 January 2012
Loan Approval How To's for First Time Buyers
Myth #1: A Good Income Means Good Loan Terms Anyone who has tried to get a mortgage as a self-employed person knows that it’s far from easy to get a good loan rate, no matter your income. Your 1099s aren’t as encouraging as a straightforward Read More...
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18 January 2012
Why Paying Cash for a Home may be a Good Idea
Cash Offers Rule – In the current market, getting a loan represents a huge unknown for a seller. If I were to buy a house today, the bank can reject my loan because of the selling price, my credit or my loan amount (among many other factors). If Read More...
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18 January 2012
December 2011 Home Sales down in LA County::Investors Buying Foreclosures
Real estate investors made up a record chunk of Southern California's housing market in December, but their presence was not enough to curb a sales slump. With the heavy presence of speculators, low-cost homes reigned. That helped push the region's Read More...
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17 January 2012
The 6 (six) Must Have Spaces in Your New Home or Addition
1.) Separate Laundry Room: An Electrolux laundry room featuring the Icon Time Manager washing machine and Iron Aid steam dryer . Homeowners want their next laundry room to be out of the basement, loaded with storage and close to the living room or kitchen Read More...
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